Texas Paycheck Calculator
Estimate a Texas paycheck for 2026: federal income tax, Social Security and Medicare come out, and Texas takes no state income tax.
A Texas paycheck has three deductions instead of four, because Texas does not tax wages. On a $60,000 salary paid every two weeks, a single filer has about $5,020 a year in federal income tax, $3,720 in Social Security and $870 in Medicare, for estimated take-home pay of about $1,938 per paycheck and $50,390 a year. That is an effective rate of about 16%, with the top dollars taxed in the 12% federal bracket.
This is an estimate of 2026 paycheck withholding for educational purposes, not tax, legal or financial advice and not a tax return. It uses the federal annual brackets and standard deduction rather than the federal withholding tables, assumes no Texas state or local wage tax, and leaves out pre-tax benefits, credits and W-4 adjustments, so your actual pay will differ. For decisions that depend on the exact figure, check your pay stub or consult a qualified tax professional.
Estimated take-home pay, every two weeks
$1,938.08
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | $193.08 | $5,020.00 |
| Social Security (6.2%) | $143.08 | $3,720.00 |
| Medicare (1.45%) | $33.46 | $870.00 |
| Additional Medicare (0.9%) | $0.00 | $0.00 |
| Texas state income tax | $0.00 | $0.00 |
| Take-home pay | $1,938.08 | $50,390.00 |
- Effective tax rate
- 16.02%
- Federal tax bracket
- 12%
Tax year 2026 estimate from the annual federal brackets and standard deduction. It leaves out 401(k) and health premiums, credits, and your W-4 choices, so your pay stub will differ.
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About the Texas Paycheck Calculator
Texas is one of the few states with no personal income tax, and since a 2019 amendment its constitution bars the legislature from adding one without a statewide vote. So the money a Texas employer withholds from your check goes to Washington, not Austin. This calculator works out the federal income tax from the 2026 brackets after the standard deduction, adds Social Security at 6.2% of wages up to $184,500 and Medicare at 1.45%, plus the extra 0.9% Medicare your employer withholds once wages pass $200,000, then splits the year into the pay frequency you pick. Texas unemployment insurance is paid by employers, so it never appears on your stub. The figure is an estimate of withholding, not a tax return: real withholding follows the federal withholding tables and your W-4, and 401(k) deferrals, health premiums and credits such as the child tax credit are not modeled, so your stub will differ. Moving from a state that taxes wages? Compare this result with your old paycheck to see what the state line was costing you.
Frequently asked questions
Does Texas have a state income tax?+
No. Texas collects no income tax on wages or salaries, so a Texas paycheck shows no state withholding line. The state raises money through sales and property taxes instead, which do not come out of your paycheck.
How much is a $60,000 salary after taxes in Texas?+
For a single filer paid every two weeks, about $1,938 per paycheck, or $50,390 a year. Federal income tax takes about $5,020, Social Security $3,720 and Medicare $870. Pre-tax 401(k) contributions or health premiums would lower the income tax and change these numbers.
Why is my actual Texas paycheck different from this estimate?+
Your employer withholds federal tax using the federal withholding tables and the choices on your W-4, while this page uses the annual brackets and the standard deduction. Benefits deducted before tax, extra withholding you requested, and credits all move the number. The difference evens out when you file your federal return.
Do Texas cities or counties tax paychecks?+
This calculator assumes no local wage tax and does not model any. If your employer withholds something beyond federal tax, Social Security and Medicare, check your pay stub or ask your payroll department what it is.
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